Recent discussions about rising property assessments in Maryland have sparked concerns among homeowners who fear higher tax bills. Some critics have suggested that Governor Wes Moore is indirectly raising taxes through these increasing assessments. However, the reality is that the Governor does not control property tax assessments—they are determined by an independent agency and are largely influenced by market conditions rather than political decisions.
Here’s a closer look at why property assessments are increasing and why Governor Moore has little direct influence over the process.
Who Controls Property Assessments in Maryland?
Property assessments in Maryland are handled by the Maryland Department of Assessments and Taxation (SDAT), a state agency responsible for evaluating property values. SDAT follows a legally defined process, reassessing properties every three years based on:
• Market trends
• Recent property sales
• Changes in property characteristics (renovations, new construction, etc.)
Since SDAT operates independently, the Governor does not have direct authority over how assessments are calculated. The agency’s methodology is driven by data and state laws, not executive orders or political preferences.
Why Are Property Assessments Increasing?
One of the main reasons property assessments have risen for many homeowners is simple: property values have gone up. Maryland, like much of the country, has experienced a strong real estate market, leading to:
• Higher home sale prices
• Increased demand for housing
• Neighborhood development and improvements
When the market drives up home values, SDAT must reflect those changes in assessments. Even if Governor Moore wanted to freeze or reduce assessments, he does not have the legal authority to override SDAT’s market-based valuation methods.
Does a Higher Assessment Mean Higher Taxes?
Not necessarily. While an increase in property assessment can result in a higher tax bill, it does not automatically mean taxes are going up. Here’s why:
1. Local Governments Set Property Tax Rates
• Assessments determine a property’s taxable value, but counties and municipalities set the actual tax rates.
• Even if property values increase, local governments can lower tax rates to offset the impact.
• The Governor does not set local tax rates, so a rise in assessments is not the same as a state-imposed tax hike.
2. Maryland Has Tax Relief Programs
• The Homestead Tax Credit limits how much a homeowner’s primary residence tax bill can increase each year, regardless of assessment growth.
• Homeowners can appeal their property assessments if they believe their valuation is too high.
These safeguards help prevent sudden, extreme tax hikes for many residents.
The Bottom Line: Who’s Really in Control?
• Property assessments in Maryland are controlled by SDAT, not the Governor.
• Assessments increase based on market trends, not political decisions.
• Local governments—not the Governor—set property tax rates, meaning an assessment increase does not automatically mean a higher tax rate.
• Programs like the Homestead Tax Credit help limit the impact of rising assessments on homeowners.
If Marylanders are concerned about their property tax assessments, they have options, including appealing their assessments or advocating for local tax rate adjustments. While rising assessments may lead to higher tax bills for some, it’s important to understand that Governor Moore does not have direct control over the process.
For homeowners looking for more information on property assessments, appeals, and tax relief programs, visit the Maryland Department of Assessments and Taxation (SDAT) website.